Open Banking Made Easy

Helping to drive your business into the 21st century by utilising the power of our Open Banking API. Our Open Banking API have been built to support financial applications with the highest standards of integration and customer experience.

How does it work?

OOTBOB acts as the gateway into banks

Connecting through to banks involves heavy regulations. OOTBOB has streamlined the process for you and makes integration simple. Our API acts as a gateway for accessing the banks. Simply connect your application to our API and you can start calling transaction, balance and account data.

Who is it for?

Any financial service

Our platform connects your existing fintech applications to the world of Open Banking.

Provide your customers with more insight to their financial-self than ever before.

Show your users their transactions across all their bank accounts
Provide near real-time alerts for missed payments or direct debits
Provide customers with ways to save money on their daily spending habits

Analyse financial behaviour

Using data enrichment

Financial transactions can be hard to understand, not just for the consumer but also for companies that want to suggest ways to save their consumer money.

Using our data enrichment platform, you can easily categorise your consumers' spending habits to provide new ways to save money.

Prepare your consumer for planned transactions

Show on a timeline or graph when a user is due to make payments so they can plan and budget efficiently.

Contact us

Case studies

Cost comparison app

Use the data to show the user how their spending habits compare to others in the area and the country.

Financial products

Provide your consumer with a debt consolidation service based on their financial circumstances and provide a switch-and-save service with very little effort

Using our Credit-Broking-as-a-Service, provide consumers with access to credit cards and unsecured personal loans in minutes.

KYC and IDV validation

Use our service for KYC and IDV service, alongside their bank account information to confirm:

The user is who they say they are
Their account information within minutes

Ready to license

Easy access to Open Banking

We are supporting other businesses by becoming an agent of Ootbob.com so they can utilise and operate under our PSD2 license. Saving time and money on a product launch.

What types of businesses can our technology help to support:

Lending
Banking
AML
Legal
Money Management
Accounting
KYC